How to file a home insurance claim. Make sure it is actually worth filing.
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LexisNexis has a report of every auto and homeowners insurance claim you've filed in the last seven years. It's known as the CLUE report (Comprehensive Loss Underwriting Exchange) and it's used by companies to assess your risk and if it has errors, you could be paying more for insurance than you need to be. Much like your credit reports, you can request a copy of your CLUE report once a year and if there are errors, you can dispute them. You should get your copy today (it takes time to process)
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