An insurance cycle, also known as an underwriting cycle, is a term describing the tendency of the insurance industry to swing between profitable and unprofitable periods over time. [1]

Dec 8, 2025 · An underwriting cycle is also known as an "insurance cycle." It begins with increased competition and low premiums, leading to adjustments after a claims surge.

Feb 26, 2025 · We have seen a realistic overview on what the different stages of an insurance cycle are and what you you must do to ensure fair view practices that are doled out to service providers and to …

Oct 27, 2020 · Underwriting or insurance cycles usually span over a number of years and describe trends in rates and terms and conditions of property/casualty policy contracts.

Jul 26, 2023 · Paul Ingrey, former Arch director, created an “Insurance Clock” to help measure the insurance underwriting lifecycle.

Sep 9, 2025 · Insurance Cycle is a term describing the tendency of the insurance industry to swing between profitable and unprofitable periods over time is commonly known as the underwriting or …

Mar 19, 2024 · The underwriting cycle, also known as the insurance cycle, denotes the periodic fluctuations in the insurance industry. It encompasses alternating phases of soft and hard markets, …

To protect underwriting performance going forward, insurers will need to be much more robust and agile at managing the insurance cycle. Anticipating and managing the insurance cycle is one of the most …

Feb 8, 2025 · These concepts form the backbone of how insurance carriers operate, ensuring seamless orchestration across various business functions. This article explores these concepts and dives into …

In the insurance industry, market cycles play a pivotal role in shaping pricing, coverage availability, and underwriting standards. Understanding these cycles is essential for insurance professionals, …