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Homeowners Insurance Rates Rise in 2025—See How Much You Pay in Every State
Not only is Louisiana the most expensive state for home insurance, it's also the state where premiums skyrocketed the most—by 38% in 2024. The average cost was $10,964. By the end of 2025, that amount is expected to climb to $13,937.
The cost of home insurance spiked all across the country over the past six years, according to a new analysis by LendingTree, ...
From 2022 to 2023, insurance premiums in Texas increased by 23%, marking the highest rise in the nation in that timespan.
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