Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

This card offers excellent rewards — not to mention transfer partners — for an unbeatable price. It doesn't offer the perks of an airline- or hotel-branded card, though.

The card earns 1.5% cash back on all purchases, features a sign-up bonus as well as a 0% APR promotion. You’ll get a decent flat rate on all your spending, as well as a welcome offer and ...