Key takeaways To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross ...

Debt-to-income ratio shows how your debt stacks up against your income. Lenders use DTI to assess your ability to repay a loan. Many, or all, of the products featured on this page are from our ...

Debt-to-income ... make your DTI ratio seem higher than it is. Article Sources Investopedia requires writers to use primary sources to support their work. These include white papers, government ...

Mortgage-to-income ratio is a metric used by lenders to see how much of your income goes toward debt payments. MTI is a type of debt-to-income ratio, and mortgage lenders generally look for an MTI ...

Your debt-to-income ratio is the percentage of your monthly income that goes toward debt payments. Your DTI is one factor considered in lending decisions, especially mortgage decisions.