Credit scores just plunged at fastest pace since Great Recession as Americans continue to struggle — how does your FICO compare to the new average?

The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 ...

Map Shows Average Credit Score in Every State

Residents of Mississippi had the lowest average credit score, at 677; those in Minnesota had the highest, at 743.

The average credit score in every state — how do you stack up?

FICO has released the average credit score in each state. Find out how you compare and what you can do to boost your score.

Here's What Happens When Your Credit Score Reaches a Perfect 850

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

5 credit score myths you need to stop believing

Finder.com reports five common credit score myths, clarifying misconceptions about bank history, marriage, payments, and rent ...

9 surprising factors that can damage your credit score (and how to fix them)

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your ...

The Real Difference Between a 680 and a 740 Credit Score (and What It'll Cost You)

A 680 vs. 740 credit score might not sound like a huge difference -- but it could cost you thousands in higher interest rates ...

2 Common Credit Score Myths That Can Tank Your Finances — And How To Fix Them

Avoid common credit mistakes that tank your score. Expert tips show how consistent habits, not income, build strong credit.

Why a high credit score is worth more than you think

The immediate gain of a high credit score is reduced interest rates on loans and credit cards. Banks regard high-score ...

Credit Scores by Generation: How Age Influences Your FICO Score

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, and the Silent Generation.

Here's What Happens When Your Credit Score Reaches 850

There's no parade or shiny trophy for hitting an 850 credit score. Rather, being in the excellent range unlocks a few extra ...

Map Shows Average Credit Score In Every US State

A strong score usually leads to better loan terms and lower interest rates, whereas a weak score can limit (or even stop) access to all types of credit.