Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

When you have a credit card you don’t use, canceling it might seem like an obvious move. That’s especially true if the card carries an annual fee or you’re prone to overspending. But if you aren’t ...

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Closing a credit card can hurt your credit score, so know the potential risks and benefits before you make the call. Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

As a freelance personal finance writer since 2008, Jason has contributed to over 100 outlets including Forbes, USA Today, Newsweek, Time, U.S. News, Money.com and NerdWallet. As an industry leader, ...

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: I’m 75 and getting forgetful and disorganized. My prior excellent credit rating has suffered due to late ...

To cancel a deceased person’s credit cards, you’ll have to start by gathering as much information on each credit card account as possible, including who might be included as an authorized user on the ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Sometimes a credit card is no longer ...