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Most states require drivers to carry auto insurance, but this requirement usually targets liability insurance. Basic coverage required by law doesn't protect your vehicle against damage. Instead, ...

Liability-only insurance pays for injury and damage to others you're responsible for. In comparison, full-coverage policies cover both your liability and property damage to your own vehicle. When ...

When you’re comparing car insurance plans, “comprehensive coverage” and “full coverage” come up a lot, and this is where many ...

Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...

Full-coverage car insurance refers to a collection of coverages, including liability, collision and comprehensive car insurance. Contrary to popular belief, full coverage car insurance doesn’t cover ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...